Settings for Payment Methods & Countries

​For each country there is a specific set of payment methods available. As each payment method requires its own settings, there is a setting-section for each country. See the screenshot below for an overview:

In the following table the settings are listed which are common for all payment methods.

Enter the API credentials you got from Ratepay. If you have no individual credentials so far, use our global test credentials.

Profile ID

Security Code

INTEGRATION_TE_DACH

4c0a11923fa3433fb168f9c7176429e9

The test credentials are valid for all available countries, frontend and backend. Individual credentials normally differ from country to country and from frontend to backend.

If you need support because of the extensive configuration, please contact your solution expert or write an e-mail to [email protected] See the following screenshot for the example of the settings for the payment method Invoice in Germany.

Setting

DE

Descripton

Note

Activate the Payment method

Zahlungsart aktivieren

Set the value for the relevant payment methods to YES.

Profile-ID

ID, provided by Ratepay

Security Code

Code, provided by Ratepay

Sandbox activation

Sandbox aktivieren

Set the value to YES if you want to place test orders.

Before changing from live to test mode and the other way around, all open orders should be processed.

Loading the configuration

Konfiguration laden

Receive the contract conditions stored in the Ratepay gateway at any time by clicking on the Load Configuration button.

You must be logged in as a non-restricted user. Profile configurations are available for each Profile-ID.

After loading, the configuration is saved automatically. This process may take several seconds.

Status RatePAY

Active (green) is displayed if the payment method is available for this Profile-ID in the Ratepay gateway, regardless of having activated the payment method or not.

The status automatically changes if the Profile-ID or security code is incorrect.

Title

Titel

This name is used to display the payment method in your online shop.

Tip: You do not have to mention Ratepay as a payment service provider, but it can increase your conversion rate.

Country selection invoice

Länderauswahl Rechnung

The payment method you are currently configuring is available to customers in the countries listed beside.

Country selection shipping

Länderauswahl Versand

The payment method you are currently configuring is available for deliveries to customers in the countries listed beside.

Währung

The available currencies are listed beside.

Minimum order value

Mindestbestellwert

The payment method you are currently configuring is available to customers if the shopping basket value has minimum this sum.

Maximum order value

Höchstbestellwert

The payment method you are currently configuring is available to customers if the shopping basket value has maximum this sum.

B2B

By default, this value is NO.

If you wish to activate Ratepay payment methods for business customers, please ask your contact person at Ratepay.

Höchstbestellwert B2B

The payment method you are currently configuring is available to your business-customers if the shopping basket value has maximum this sum.

Differing shipping address

Abweichende Lieferadresse

By default, this value is NO.

If you wish to activate Ratepay payment methods for differing shipping and billing addresses, please ask your contact person at Ratepay.

RatePAY payment method surcharge

RatePAY Zahlungsartenaufschlag

If you want to charge your customers an additional fee for using Ratepay payment methods, set out a corresponding additional agreement with Ratepay. After that create a product in Magento for this surcharge and enter the product SKU in this field.

Below Erweiterte Einstellungen

Zugelassene Benutzergruppen

Mark the user-groups which shall be offered this payment method your are currently editing.

Sortierung

Every payment method is equipped with this field, it's purpose is to set the order in which the payment methods are listed. Enter the lowest number to the payment method which shall be displayed first.

INVOICE - specific settings

Setting

DE

Descripton

Note

Dynamic due date

Dynamische Fälligkeit

Enter the number of days after the shipping date at which payment is due.

By default, this value is set to 14 days.

This value must correspond to the information in your general terms and conditions.

SEPA DIRECT DEBIT - specific settings

Setting

DE

Descripton

Note

Nur SEPA/IBAN Kontodaten

NO is default. Set to YES to allow your customers the account-data the classical, pre-IBAN way.

INSTALLMENT - specific settings

Setting

DE

Descripton

Note

Minimumrate

Lowest sum per payment by installement.

Laufzeiten (in Monaten)

Maturities (in months), comma-separated numbers.

Ratenzahlung per Überweisung zulassen

NO is default. Set to YES to allow your customers the payment per bank-transfer instead of direct debit.

0% FINANCING - specific settings

Setting

DE

Descripton

Note

Laufzeiten (in Monaten)

Defines the running-time of the financing (in months).